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Latest Debt News

Should I File Bankruptcy For $12K Debt?

Key takeaways There is no minimum amount of debt required to file for bankruptcy.  Because of legal fees and long-term…

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What Are The Best Budgeting Apps? Here Are The Top 17 To Turbocharge Your Savings

Mint, one of the best budgeting apps, shut down early in 2024.  As longtime budgeting fans, we’ve had a difficult…

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12 Reasons to Consider a Pay Cut

We are almost hardwired to pursue ever increasing pay levels. Each job should, ideally, give us a salary bump. Yearly…

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5 Tips to Make the Most of Your Grocery Budget Ahead of the Holiday Season

Cut Out Restaurant and Delivery Meals to Save Cutting out restaurant and delivery meals, e.g. Uber Eats deliveries at home,…

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Dave Says: Keep Boundaries In Place & They’re Not Inconsistent Concepts

(Keep a Boundary in Place) Dear Dave, I have a money market account that I use as both my checking…

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Conditional Loan Approval Explained: Is Your Dream Home Closer Than You Think?

123rf Securing a mortgage is a big step toward homeownership, and a “conditional loan approval” might be the green light…

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What Debts Can’t Be Removed From Your Credit Report And Which Can?

Key takeaways Most debt eventually disappears from your credit reports, but some debts stay on your reports for longer than…

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Trump Plan to ‘Fix the Economy’ May Do the Opposite

    Exit polls show that many voters supported President-elect Donald Trump because they believed his pledge to “fix the…

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How To Win The Lottery: It’s a Science

Everyone has dreamt about what they would do with the money if they won the lottery. With lottery numbers reaching…

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Alternative Ways To Pay Down Credit Card Debt And Get Debt Free

Key takeaways Strategies such as the debt snowball and avalanche methods help provide a systematic framework for prioritizing which debts…

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