Credit Cards

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Latest Credit Cards News

Credit card late fees could be capped at $8 soon. Here’s why I’m not sure it’ll help.

Update: On May 10, a federal judge issued an injunction preventing the late fee cap from taking effect as planned…

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Should you carry a balance on a 0% APR credit card?

Key takeaways Carrying a credit card balance, even during a 0 percent intro APR period, can have consequences such as…

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Comparing the Wells Fargo Autograph Journey: How does it stack up against other premium travel cards?

The release of the new Wells Fargo Autograph Journey card in March may seem like a good option with competitive…

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How to maximize rewards when traveling for an employer

Key takeaways Traveling for work can be a great opportunity to earn rewards on flights, hotel stays, rideshares and other…

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Bankrate’s 2024 Credit Card Debt Report

Americans have a love-hate relationship with their credit cards. Though many people try their best to pay their cards off…

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Can you let someone use your credit card or lend yours?

Key takeaways The only way to know if you can share your credit card legally is to review your credit…

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The best cash back apps of 2024

Key takeaways Shoppers have numerous options for earning cash back on their everyday purchases via a cash back app. By…

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Statement balance vs. current balance: What’s the difference?

Key takeaways The statement balance is the amount owed at the end of your billing cycle, while the current balance…

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What does 0% APR mean?

Key takeaways Zero-percent APR cards generally offer promotional periods between 12 and 21 months in length during which no interest…

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Are joint credit cards a good idea?

Key takeaways Joint credit cards let two individuals share the same account at the same time, yet there are few…

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