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Latest Homes News

Why your mortgage gets sold, and what you can do about it

Feverpitched/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Mortgages are often sold to other companies or investors to free…

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What is conditional approval in a mortgage application?

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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I’m not a homeowner. Here’s why the home insurance crisis keeps me up at night

Living in San Francisco, I am surrounded by things out of my financial reach: self-driving Jaguars, Corgis pushed in $400…

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What is a bridge loan and how does it work?

DenisTangneyJr/Getty Images Key takeaways Bridge loans are short-term loans that help cover costs during transitional periods, most often the time…

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The impact of natural disasters on insurance rates in 2024

Homeowners across the U.S. are left footing the bill for damage caused by natural disasters, which are reaching unprecedented levels…

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What are open houses, and how do they work?

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus…

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How to refinance when you have a second mortgage

Westend61/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways You can refinance a second mortgage on its own fairly easily. Refinancing…

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Do you need a down payment to refinance your mortgage?

Key takeaways You don’t need a down payment to refinance, but you’ll likely have to come up with cash for…

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What is the average down payment for first-time homebuyers?

Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The average down payment on a house for a first-time buyer…

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Does homeowners insurance cover basement flooding?

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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