Homes
Latest Homes News
What is a homeowners insurance deductible?
Key takeaways A home insurance deductible is the amount you are responsible for paying out of pocket in the event…
How to buy a second home
Key takeaways Before you buy a second home, get clear on how you want to use the property. Will it…
Should retirees use their homes to pay bills?
Key takeaways If you’re a homeowner in or nearing retirement, you may be able to use your home equity as…
VA closing costs: What are they and how much are they?
Key takeaways VA loans come with closing costs, which include the origination fee, funding fee, discount points and other fees…
HO-2 homeowners insurance policies
Tony Anderson/Getty Images Key takeaways An HO-2 policy is a type of homeowners insurance that only covers damages caused by…
12 questions to ask a Realtor when buying a house
Buying a home can be stressful — the experience involves many steps and a lot of money. It’s complex, but…
Beating the generational money curse: How homeownership builds your family’s wealth
Key takeaways Buying and owning a home can lay the foundations of generational wealth. Home equity can increase substantially over…
What is a Realtor, and do I need one?
Alex Potemkin/Getty Images; Illustration by Issiah Davis/Bankrate When you’re looking to sell or buy a house, you’ll see a range…
What is a debt-to-income ratio for a mortgage?
Key takeaways Your debt-to-income (DTI) ratio is a key factor in getting approved for a mortgage. Most lenders see DTI…
What is the VA funding fee?
SDI Productions/Getty Images Key takeaways Most VA loan borrowers pay a VA funding fee. The fee is equal to a…
