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The Ultimate Guide To Federal Student Loans

Images by GettyImages; Illustration by Jessa Lizama/Bankrate Key takeaways Federal student loans are, for many students, the best option for…

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What Is A 529 Plan For College Savings?

Key takeaways 529 plans are tax-advantaged accounts that allow a beneficiary to use the funds for qualified education expenses. Funds…

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Do Student Loans Affect Your Credit Score?

ferrantraite/Getty Images Key takeaways Student loans can help boost your credit score over time if you make the monthly payments…

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Need-based Financial Aid: What It Is & How To Qualify

Key takeaways College aid may be given through need-based or merit-based aid. Need-based aid includes Pell Grants, work-study programs and…

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7 Ways Gen Xers Can Turbocharge Retirement Savings

Fifty-seven percent of U.S. workers say they’re behind on their retirement savings, according to Bankrate’s 2024 Retirement Savings Survey. But…

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Mortgage Approval May Get Easier In 2025

If you’re considering buying a home, chances are you’re not thinking much about Fannie Mae, a government-sponsored entity (GSE) that…

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What Is A Covered Call Options Strategy?

A covered call is an options trading strategy that offers limited return for limited risk. A covered call involves selling…

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Investing In Crypto: Pros And Cons

With all the excitement surrounding Bitcoin’s recent climb to over $100,000, many investors — new and experienced alike — are…

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Gen Z’s Unique Money Mindset And Approach To Financial Wellness

Navigating the world of personal finance is daunting for anyone, but it’s a particularly pressing concern for members of Generation…

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Credit card charge-off | Bankrate

Key takeaways A charge-off is a debt that has gone unpaid for a sufficient amount of time and is deemed…

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