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What is the average personal loan interest rate?
Key takeaways The current average personal loan interest rate is 12.35%. Excellent credit results in the lowest rates — and…
What is the APR on a personal loan?
Key takeaways APR reflects the total annual cost of a personal loan, including both fees and interest. Many lenders state…
What is an unsecured loan?
Key takeaways Unsecured loans are debt products that do not require collateral but may come with higher interest rates and…
Best small personal loans
Key takeaways A small personal loan is a type of installment loan of up to $5,000 that’s payable in equal…
Steps to prequalify for a personal loan
Jordi Mora igual/Getty Images Key takeaways Prequalification lets you view your predicted loan rates and approval odds without impacting your…
Taking out a personal loan to buy a timeshare
Key takeaways Timeshare loans are often affiliated with timeshare property developers and have steep interest rates. Personal loans from banks…
Will an emergency loan impact my credit?
Anastasiia Shavshyna/Getty Images Key takeaways When you apply for an emergency loan, a lender usually performs a hard credit check…
8 types of personal loans and their uses — plus 5 to avoid
Key takeaways Personal loans come in many forms, including secured and unsecured loans, debt consolidation loans and personal lines of…
Roughly 30% back-to-school shoppers report going into debt over back-to-school shopping; is buy now, pay later the solution?
Over the past few years, American consumers have been grappling with the impact of inflation on their wallets. With back-to-school…
Can I get a personal loan to buy a house?
Jacob Wackerhausen/Getty images Key takeaways Personal loan amounts range from $1,000 to $100,000, which may not be enough to buy…
