Personal Finance

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Latest Personal Finance News

Should I use a personal loan to pay off credit card debt?

Key takeaways Using a personal loan to pay off credit card debt can save money on interest and simplify monthly…

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I’m 62 With $425k in a Roth IRA and $2,600 per Month between Social Security and Pension. Can I Retire Now?

For many people, early retirement means 62. This is the age they can start withdrawing money from their retirement accounts…

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What is a personal loan? What you should know before you apply

kate_sept2004/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways A personal loan is money you can borrow in a lump sum with…

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The 800 credit score: What it means, why it helps and how to get one

Key takeaways A credit score of 800 or above is considered excellent and comes with the same benefits as a…

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How Do Retirees Make Money?

Retirement is a time when individuals finally have the opportunity to devote their lives to leisure. However, it also means…

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Capital One Venture X authorized user perks

Key takeaways The Capital One Venture X Rewards Credit Card grants authorized users an impressive number of benefits, including airport…

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11 Financial Planning Tips for Seniors

As you age, your financial priorities can shift to focus more on preserving wealth, ensuring a steady income stream and…

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LightStream vs. SoFi: Which personal loan is right for you?

Hinterhaus Productions/Getty Images Key takeaways LightStream personal loans are better for borrowers with strong credit who want to find the…

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College students: Enjoy these student card benefits

Key takeaways A student credit card works the same as other credit cards except it’s designed with benefits that matter…

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How to Make Your Own Retirement Income Distribution Plan

Creating a retirement income distribution plan involves managing your savings and investments to generate a steady stream of income throughout…

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