Personal Finance

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Latest Personal Finance News

American Express vs. Discover: Which offers better personal loans?

dusanpetkovic/Getty Images Key takeaways American Express offers the most competitive rates, but it’s exclusive to borrowers who are already Amex…

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How to pay a credit card bill

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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IRS Grants Retirement Account Holders Ability to Withdraw $1,000 for Urgent Needs

It is easier to take up to $1,000 out of retirement plan savings to help with an emergency under a…

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What to know about tax refund loans

Andrii Zastrozhnov/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Many tax preparation services offer tax refund loans that allow you to…

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IHG One Rewards guide

Key takeaways IHG One Rewards is a free loyalty program for the InterContinental Hotels Group that lets members earn points…

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How Much Does a Roth Conversion Cost in Florida?

When you make a Roth conversion, the costs will depend on where you live.Converting money to a Roth IRA has…

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What is a bad credit personal loan? Here’s what to know

elenaleonova/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Bad credit lenders may approve borrowers with credit scores in the upper 500s…

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Best debt relief options for credit card debt

Struggling with credit card debt can feel overwhelming. High interest rates and compounding balances make it difficult to pay down…

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What Retirement Accounts Can Be Held Jointly?

While bank accounts and many other financial accounts can be jointly owned, retirement accounts like IRAs and 401(k)s are inherently…

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Guide to Capital Gains Taxes on Commercial Properties

Capital gains tax on commercial property can vary depending on factors like the length of ownership and the taxpayer’s income…

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