Personal Finance
Latest Personal Finance News
Understanding 401(k) Contribution Errors
Correcting 401(k) contribution errors involves identifying the mistake, adjusting future contributions and potentially making retroactive corrections to comply with IRS…
Boat loans for older boats vs. new boats
Anton Petrus/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways New and used boat loans are available from banks, credit…
Is It Wise to Convert 20% of My IRA to a Roth Each Year to Avoid Taxes and RMDs?
Transferring funds from a pre-tax retirement account such as an IRA to an after-tax Roth IRA is a move many…
Kamala Harris Supports Tax on Unrealized Capital Gains: What It Means for Wealthy Households
The Kamala Harris campaign has made one of its first concrete policy proposals this week with a tax plan. The…
The best debt consolidation loans for bad credit in 2024
jacoblund/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways A debt consolidation loan is primarily meant to save money on…
What to do when your balance transfer is denied
Key takeaways An issuer may reject your application for a balance transfer credit card if your credit score is too…
Does Virginia Tax Social Security?
Virginia does not tax Social Security benefits, which means that retirees in the state can get their Social Security income…
Home improvement loans for seniors: Funding aging-in-place renovations
Key takeaways For those wanting to grow older in their own homes, HELOCs (home equity lines of credit), home improvement…
Credit card referral bonuses: Earn rewards through friends
blackCAT / E+ / Getty Images Key takeaways Credit card referrals allow you to earn rewards by recommending a card…
Michigan Supreme Court Rules In Favor Of Homeowners In Years-Old Foreclosure Fight
In 2014, then-83-year-old Uri Rafaeli, a retired engineer in Michigan, underpaid his property taxes by $8.41. That was all it…
