Personal Finance
Latest Personal Finance News
What to know about tax refund loans
Andrii Zastrozhnov/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Many tax preparation services offer tax refund loans that allow you to…
IHG One Rewards guide
Key takeaways IHG One Rewards is a free loyalty program for the InterContinental Hotels Group that lets members earn points…
How Much Does a Roth Conversion Cost in Florida?
When you make a Roth conversion, the costs will depend on where you live.Converting money to a Roth IRA has…
What is a bad credit personal loan? Here’s what to know
elenaleonova/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Bad credit lenders may approve borrowers with credit scores in the upper 500s…
Best debt relief options for credit card debt
Struggling with credit card debt can feel overwhelming. High interest rates and compounding balances make it difficult to pay down…
What Retirement Accounts Can Be Held Jointly?
While bank accounts and many other financial accounts can be jointly owned, retirement accounts like IRAs and 401(k)s are inherently…
Guide to Capital Gains Taxes on Commercial Properties
Capital gains tax on commercial property can vary depending on factors like the length of ownership and the taxpayer’s income…
Pros and cons of credit-building products
Key takeaways The major advantage of credit-building products is the potential to improve or establish your credit score. Higher rates…
How to dispute a credit card charge
Disputing a charge — whether you were double-billed, overcharged or hit with credit card fraud — is one of your…
Roth TSP vs. Roth IRA
Both Roth thrift savings plans (TSPs) and Roth individual retirement accounts (IRAs) can offer significant tax advantages and the potential…
