Personal Finance
Latest Personal Finance News
When and how to refinance a personal loan
Key takeaways Ideally, you should refinance a personal loan only if you can secure a lower rate and save money…
7 credit card tips for college students
Key takeaways Student credit cards offer rewards and incentives geared toward students and may be easier to qualify for. Credit…
401(k) Deferral Deposit Deadlines
Late 401(k) contributions can potentially lead to penalties and missed investment opportunities. Employers must adhere to strict deposit deadlines to…
What is PayPal? A complete guide
Key takeaways PayPal offers a simple and secure way to make online purchases as well as send and receive money…
Differences of Direct vs. Indirect Rollovers
Managing retirement savings effectively often involves rollovers, which allow investors to move funds from one retirement account to another without…
Top 3 alternatives to installment loans
Key takeaways An installment loan may not be your best option to cover ongoing expenses. Some ways to borrow money…
Plans to stop taxing tips sound better than they really are
TriggerPhoto/ Getty Images We’ve found one thing presidential candidates Kamala Harris and Donald Trump agree on: tips should no longer…
Understanding 401(k) Contribution Errors
Correcting 401(k) contribution errors involves identifying the mistake, adjusting future contributions and potentially making retroactive corrections to comply with IRS…
Boat loans for older boats vs. new boats
Anton Petrus/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways New and used boat loans are available from banks, credit…
Is It Wise to Convert 20% of My IRA to a Roth Each Year to Avoid Taxes and RMDs?
Transferring funds from a pre-tax retirement account such as an IRA to an after-tax Roth IRA is a move many…
