Personal Finance

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Latest Personal Finance News

Why Taking A Gap Year Can Be Beneficial For U.S. Students

The traditional path for high school graduates in the United States is to immediately go to college. This narrative says…

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What Is Excess Accumulation in Qualified Retirement Plans?

Navigating the rules and regulations surrounding qualified retirement plans like 401(k)s can be complex, particularly when it comes to required…

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How a personal loan can help you after a natural disaster

Key takeaways Personal loans can help bridge the financial gap following a natural disaster by providing quick funding and more…

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Amex Business Gold vs. Amex Business Platinum

Key takeaways The American Express® Business Gold Card and The Business Platinum Card® from American Express let cardholders earn valuable…

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How To Make Money Betting Against Nature’s Wrath

Catastrophe bonds were the best performing alternative asset class in 2023, up 20%. A new ETF is coming, but its…

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Navigating New IRS Form 1099 Rules And Understanding Reasonable Cause

Corrected, July 19, 2024: This article has been updated to fix a typo in the third paragraph and clarify a…

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Bucking Anti-DEI Trend, Google Awards Grants To 20 Black And Latino Founders—All Using AI

Venture capital funding for Black-led startups has fallen precipitously. And, in the wake of the Supreme Court’s decision in June…

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I’m 63 and Make $125k, With $900k in an IRA. Should I Do a Roth Conversion on $90k per Year to Avoid RMDs?

Converting an IRA to a Roth IRA is a popular approach to avoiding mandatory required minimum distributions (RMDs) — and…

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Citi Double Cash vs. Citi Diamond Preferred

South_agency//GettyImages Key takeaways The Citi Double Cash® Card and the Citi® Diamond Preferred® Card both are excellent cards with no…

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Achieving financial freedom and stability: How has social media skewed our expectations of what it takes?

Key takeaways Social media browsing can lead to potentially destructive financial habits such as impulse buying. Social media influences behaviors,…

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