Personal Finance

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Latest Personal Finance News

How to compare personal loans and choose the best option for you

Key takeaways The average interest rate on a personal loan is above 12 percent. Common fees include origination fees, prepayment…

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How to maximize the Amex Blue Cash Preferred

Key takeaways The Blue Cash Preferred® Card from American Express offers top cash back in everyday categories, which could be…

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Private lenders vs banks: Which is better?

PhotoAlto/Frederic Cirou/Getty Images Key takeaways Both banks and private lenders offer personal loans with rates and terms that rely on…

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Know your rights when facing credit card fraud

Key takeaways Credit card fraud is on the rise, but there are many systems in place to protect your identity…

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What is the average personal loan interest rate?

Key takeaways The current average personal loan interest rate is 12.35%. Excellent credit results in the lowest rates — and…

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Best American Airlines credit cards

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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8 Retirement Savings Strategies for High-Income Earners

High-income earners can optimize their retirement savings by using strategies like maximizing contributions to retirement accounts, making backdoor Roth conversions…

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What is the APR on a personal loan?

Key takeaways APR reflects the total annual cost of a personal loan, including both fees and interest. Many lenders state…

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Under-the-radar credit card perks you should know

Key takeaways While card perks – like cash back rewards or points – are well-known, many of the lesser-known credit…

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Aligning U.S. Housing Market Expectations With Reality Is Key

Access to housing in the United States is one of many issues Americans face as they grapple with the current…

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