Personal Finance
Latest Personal Finance News
As The Corporate Transparency Act Deadline Creeps Closer, FinCEN Updates Guidance
The Corporate Transparency Act—or CTA—requires reporting companies to file reports with the Financial Crimes Enforcement Network (FinCEN). The deadline for…
Exempting Tips From Federal Income Tax Would Benefit Very Few Workers
Only a handful of all employees and fewer than 60% of tipped workers would benefit from proposals to exempt gratuities…
Current credit card interest rates
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…
How to compare personal loans and choose the best option for you
Key takeaways The average interest rate on a personal loan is above 12 percent. Common fees include origination fees, prepayment…
How to maximize the Amex Blue Cash Preferred
Key takeaways The Blue Cash Preferred® Card from American Express offers top cash back in everyday categories, which could be…
Private lenders vs banks: Which is better?
PhotoAlto/Frederic Cirou/Getty Images Key takeaways Both banks and private lenders offer personal loans with rates and terms that rely on…
Know your rights when facing credit card fraud
Key takeaways Credit card fraud is on the rise, but there are many systems in place to protect your identity…
What is the average personal loan interest rate?
Key takeaways The current average personal loan interest rate is 12.35%. Excellent credit results in the lowest rates — and…
Best American Airlines credit cards
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…
8 Retirement Savings Strategies for High-Income Earners
High-income earners can optimize their retirement savings by using strategies like maximizing contributions to retirement accounts, making backdoor Roth conversions…
